720-724-8187 rogelio@vidabroker.com
El Avaluó

El avaluó es requerido por el banco al usar un préstamo para comprar o refinanciar su casa. Es la manera de proteger su inversión.

¿Qué es un avalúo?  Un avalúo es un punto de vista independiente del valor de la propiedad. Depende del uso, también se usa términos como tasación inmobiliaria o valuación. Se usan las ventas de casas similares en el área como comparación para determinar el valor.

¿Quién selecciona al evaluador?  El prestamista selecciona al evaluador pero no directamente. En Colorado, el evaluador es seleccionado por medio de una compañía intermediara y necesita tener licencia en el estado de Colorado.

¿Quién paga el avaluó? El comprador paga por el avaluó. Espere pagar entre $450-$550 hoy en día por este servicio. Es típico que el prestamista tome su el número de su tarjeta de crédito para ordenar el avaluó cuando sea necesario. El comprador debe recibir una copia del avaluó.

¿Qué pasa si el avalúo no cubre el precio del contrato? Las opciones son:

  1. Pedir al vendedor que rebaje el precio de compra a el valor del avaluó.
  2. Pagar la diferencia de su bolsillo con que no impacte su préstamo.
  3. Una combinación de No. 1 y 2.
  4. Los agentes pueden pelear los resultados del avaluó para comprobar que los comparables que uso el evaluador no son adecuados.
  5. Conseguir otro prestamista y ordenar un avaluó nuevo. Claro que toma el riesgo que tenga el mismo resultado.

Si tiene preguntas adicionales o quiere empezar los trámites para vender o comprar su casa, mande un correo electrónico a rogelio@vidabroker.com o llame al 720-253-8513.

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As we settle into spring 2025, Denver’s real estate market is revealing some critical shifts. Whether you’re buying your first home or preparing to sell a property you’ve outgrown, understanding the market’s current temperature—especially through the lens of months-of-supply—can help you move with clarity and confidence.


📊 What Is Months-of-Supply?

Months-of-supply tells us how many months it would take to sell all current homes on the market at today’s pace, assuming no new listings come in. It’s one of the best ways to gauge whether buyers or sellers have the upper hand:

  • 0–4 months: Seller’s market
  • 4–6 months: Balanced market
  • 6+ months: Buyer’s market

📍 What’s Happening in Denver?

Denver currently has a 3.1-month supply, nudging close to a balanced market. While still favoring sellers slightly, inventory is rising fast—up 11.2% year-over-year and a striking 70.6% above 2019 levels. New listings also rose by 18.1% over the past year, though still slightly below pre-pandemic levels.

Now here’s a key point: closed sales in April 2025 were down 3.2% from last year. Fewer completed transactions suggest that buyer activity is cooling even as more homes hit the market. This shift reflects growing caution among buyers, likely tied to higher mortgage rates and affordability pressures.

In simple terms: we’re seeing more homes for sale, fewer homes being sold, and slightly longer time on market. This is a clear signal that the market is transitioning—and that timing, strategy, and pricing are more important than ever.


🏙️ Comparing Other Cities

Miami Area7.8 months of supply

Buyer’s market with inventory up 37.5%, but closed sales flat. Homes are sitting.

Austin, TX5.4 months

Moving toward balance. Listings up 19.7%, but also seeing a slowdown in closed deals.

Phoenix, AZ3.6 months

Still seller-friendly, but inventory has surged 54.6%. Like Denver, the pace is slowing.

In comparison, Denver’s sharp inventory rise paired with declining closings indicates one thing: competition is heating up—especially for sellers.

🤝 Buyers: Opportunity Is Knocking

  • More Inventory = More Choice

  • Stronger Negotiation Power: Fewer bidding wars, more room to talk terms.

  • Act Smart, Not Fast: It’s not about “the deal”—it’s about the right deal.


💼 Sellers: Stay Strategic

  • Price It Right: With fewer sales happening, homes that are overpriced are sitting.

  • Presentation Wins: You’ll stand out when your home is clean, staged, and easy to show.

  • Act Now While It’s Still a Seller’s Market: We’re on the edge—waiting could cost you.

📲 Let’s Talk—No Pressure

Whether you’re dreaming of a new home or prepping to sell, let’s have a free, no-obligation conversation to map out your next move.
📞 Text/call me directly at 720-724-8187
📅 Or grab a time that works for you: Book Here

You’ll get real insight, no pressure—just a smart path forward based on your goals.

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